Disclaimer

Educational Purpose Only

The information and tools provided on CoastFIRECalculator.us are intended solely for general educational and informational purposes. Nothing on this website constitutes professional financial, investment, tax, or legal advice.

The Coast FIRE calculator results are mathematical estimates based on user-provided inputs and assumed constant growth rates. They do not account for taxes, inflation adjustments beyond the input provided, investment fees, market volatility, personal financial circumstances, or other real-world factors.

No Financial Advice

CoastFIRECalculator.us is not a registered investment advisor, financial planner, broker-dealer, or any other type of financial services provider. Use of this tool does not create any advisor-client or fiduciary relationship.

Before making any financial or investment decisions, we strongly encourage you to consult with a licensed, qualified financial advisor who can provide personalized guidance based on your specific situation.

Investment Risk Disclosure

All investing involves risk, including the potential loss of principal. The stock market's historical average return of approximately 7–10% annually is not guaranteed and does not predict future performance. Actual returns will vary significantly based on:

• Market conditions and economic cycles
• Investment selection and asset allocation
• Investment fees, expense ratios, and taxes
• Timing of contributions and withdrawals
• Sequence-of-returns risk near retirement

Accuracy of Information

While we strive to ensure the accuracy of our calculators and educational content, CoastFIRECalculator.us makes no representations or warranties of any kind — express or implied — about the completeness, accuracy, reliability, or suitability of any information on this site.

No Affiliation

CoastFIRECalculator.us is an independent tool and is not affiliated with Vanguard, Fidelity, Schwab, the IRS, Social Security Administration, or any other financial institution or government agency.

Third-Party Links

This website may contain links to third-party websites for reference. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Changes to This Disclaimer

We reserve the right to update this disclaimer at any time. Continued use of the site constitutes your acceptance of the current disclaimer.

Contact

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